Is it OK to lie about being married to get a lower auto insurance rate?
By admin on Nov 15, 2009 in Insurance & Registration
HelloStranger asked:
My insurer gives me a much lower auto insurance quote if I say that I’m married. I could say that my imaginary partner doesn’t even drive. Are there any consequences to listing myself as married? Can it come back to bite me?
My insurer gives me a much lower auto insurance quote if I say that I’m married. I could say that my imaginary partner doesn’t even drive. Are there any consequences to listing myself as married? Can it come back to bite me?
On Nov 17, 2009, BOBINGTON said:
That would be insurance fraud and it is very illegal.
On Nov 18, 2009, magiccharm said:
First it would invalidate your insurance, Second it is called fraud.
On Nov 21, 2009, blahblahblahblahblah said:
Well if you get into an accident they usually do everything they can to not have to pay up, so they will find out you aren’t married and probably won’t cover your accident costs
On Nov 22, 2009, love-is-a-beautiful-thing said:
Sure it is, if you’d like to be in jail for fraud.
On Nov 23, 2009, alex! said:
i’m pretty sure thats illegal :p
On Nov 26, 2009, bustersmycat said:
It is sufficient cause to avoid paying any claim you might have under the policy.
On Nov 27, 2009, andrew*debbie said:
No. They will catch you sooner or later.
On Nov 28, 2009, vixxen said:
They wont really investigate it until they need to. Which means that you would have to get into an accident and that is when you get into trouble… So yes, it will come back to bite you very very very hard!
On Nov 28, 2009, dust892000 said:
First of all in the state of Missouri they check to see who even lives in the residence and I have had to pay higher premiums because of roommates that did not even drive my car. Who is this agent? yes I disagree that married people are safer drivers as are women. How often do you see a woman driving a SUV while talking on the phone, putting on makeup with a busload full of children is that safer??? Also I have known of several couples getting into arguments and one storms out and is mad and then ends up in an acident and even getting killed. Even thought this os not legal I dont think what they the insurance providers are doing are so legal either. We all need to ban together against them!
On Nov 28, 2009, T B said:
You should ask your conscious.
On Dec 1, 2009, WildcatDemise said:
Nope, its Fraud
On Dec 3, 2009, dwp_ins@verizon.net said:
No! When signing an insurance application you are entering into an agreement with the insurance company and part of the agreement is that the information that you provided accurate. Providing false information for the sake of lower insurance rates is insurance fraud and voids the contract.
There’s a better way to lower your insurance premiums, shop insurance and compare premiums. A few of the best on-line free sites that you can do this is:
By using these services you will be quoted by hundreds of companies, increasing your chances of getting a much better rate without providing false information.
On Dec 5, 2009, Ohio State Hopeful said:
Try using to compare car insurance rates for all the major providers in your area.